Personal Loan

A personal loan is a loan that can be taken out by all Malaysia citizens that have a source of income. This is a loan scheme which provides loans to regularly salaried employees with a monthly repayment plan to meet their personal needs. A personal loan can also be defined as a short term loan and it may be the answer to your short-term cash needs. This is because a personal loan normally has a repayment period that is shorter than other types of loan such as housing loan or a mortgage. We’ve got a personal loan to meet your need, and the personalized service to back it up. Rate reductions, no closing costs, and consultation fees. To be truly effective as a money lender adviser, we believe it is important to offer a wide range of services and solutions. Easy to get the process started right now.

Our Strengths

Tailored to Your Needs

We assess your business performance to structure a loan package that aligns with your specific business goals.

Flexible Rates & Terms

Our payment plans offer flexibility, coupled with competitive rates and terms, empowering your business with enhanced financial maneuverability.

Simple & Fast

Simple application process and quick approval, enabling you to propel your endeavors forward without delay.


You’ll be assigned a dedicated loan specialist who will guide you through the complete application process.

To get a loan. just complete this online application form, we will contact you as soon as possible.

SME Capital Holdings (M) Sdn. Bhd.

License No. : WL6819/14/01

Co. No. : 543321-X

Interest Rates

  • Unsecured loan not more than 18% per annum
  • Secured loan not more than 12% per annum

Contact Info

  Suite 13-8, 13th Floor, Wisma UOA II, Jalan Pinang, 50450 Kuala Lumpur, Malaysia.

 +6017 657 2255

SME Capital