Secure . Simplify . Customized

Licensed Money Lender

Borrowing from us is secure, as we are licensed under the regulations of the Malaysian Government’s Money Lenders Act of 1951.

Simple & Transparent

We simplify everything with an efficient and transparent process, typically disbursing funds to borrowers within 24 hours of application approval.


We offer a variety of loan types that can be customized to meet your specific needs, ensuring you receive a more equitable arrangement

Our Services

Personal Loan

A personal loan is a loan that can be taken out by all Malaysia citizens that have a source of income…

Business Loan

Our commercial loans are open to all corporate / commercial business that either need plenty of cash…

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Our Mortgage loan is a kind of a collateral loan. A collateral loan is a loan secured by some asset you own…

Finance Faster . Finance Better

We Keep It Simple

Our streamlined financing process ensures a quick and efficient start, so you can be up and running in no time.

We Keep It Fast

The approval process typically spans from 10 to 14 days, covering it from start to finish.

We Keep It Personal

We provide unwavering support to our customers, treating them like part of our extended family throughout their journey.

Application Process

Online Application

Fill up the online application form and submit, easy and simple.


Our consultant will get in touch with you and assist you on loan approval.

Supporting Documents

Get your documents ready and submit.

Receive Funds

Once approved, funds will be credited in your bank account in the same day.



LICENSE NO. WL6819/14/01


At SME Capital we offer flexible and affordable Malaysian loan options that provide the solutions you need for your personal or business loan. As a money lender we offer availability to cash TODAY in order to get you through your unique financial situation. Whether you need a loan to assist you with your personal or professional needs, it is simple and convenient to apply and be approved for a loan in Malaysian with the SME Capital money lender programs.

Co. No. : 543321-X


Suite 13-8, 13th Floor, Wisma UOA II, Jalan Pinang, 50450 Kuala Lumpur, Malaysia. HOTLINE: +6017 657 2255


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SME Capital Holdings (M) Sdn. Bhd.

License No. : WL6819/14/01

Co. No. : 543321-X

Interest Rates

  • Unsecured loan not more than 18% per annum
  • Secured loan not more than 12% per annum

Contact Info

  Suite 13-8, 13th Floor, Wisma UOA II, Jalan Pinang, 50450 Kuala Lumpur, Malaysia.

 +6017 657 2255

SME Capital